Risk Rating Models

Risk Rating Models

Risk ratings are the core quantitative measures of risk that enable financial institutions to identify risk among firms or exposures. At BenchMatrix, a powerful tool has been designed to configure Risk rating model as per Bank’s needs and policies.

Risk Rating is the key component in credit review & approval process, and it derives obligor’s default probabilities and strengthens credit review process by differentiating risks among different obligors.

Obligor Risk Rating

At BenchMatrix, ORR model is designed to asses and assign a risk rating to Corporate and commercial firms, Financial institutions, non-financial institutions etc., reflecting its credit worthiness.

Facility Risk Rating

FRR model helps configure two dimensional rating, based on requested facility parameters and collateral assessment defined by the financial institutions, to provide a realistic approach to assess, measure and rate the loss.

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